Online banking software: 4 programs in comparison

1. StarMoney: The Markführer

The StarMoney online banking software is not at all in Germany to be one of your most popular, because you can maintain an overview of your lap accounts, savings and loans. With the program you can Buy and manage any account numberIncluding securities and securities funds, modern means of payment such as Amazon, Ebay or Paypal and even mobile phone contracts. Starmoney has also A special car account for vehicles (including a register). The key features also include banking statements, permanent orders, direct debts, transfers of appointments, financial assessments and various tools for calculating loans, construction of funding, retirement supply and net wages.

Good to know: If you need a wider solution as an independent or freelancer, it is worth taking a look at the commercial version of Starmoney. This not only allows foreign transfers and manages the invoices output, but is also on a multi-user level.

StarMoney works with almost all German and Austrian credit institutions Together And it also allows the parallel lead of the accounts of different banks. For security, encrypted data trafficking and integrated protection against Phishing and Keylogger attacks. If necessary, you can use a standardized card reader for your home bank (e.g. Spankasse) for online banking (via HBCI/Hitans).

StarMoney is available as a PC version, in the cloud and as a mobile app. Synchronization of all devices via the cloud However, it is possible only in the StarMoney apartment, which unfortunately is also the most expensive of subscription models.

2. Hibiscus: Open Source Das tool

Hibiscus is free Online Banking software based on HBCI4Java HBCI implementationAnd it is managed as a plug -in in the Jamaica platform. The program works on platforms and offers vast compatibility. Hibiscus supports all banking processes and numerous banking functionsincluding, for example, individual and collection and appointment transfers, individual and collected direct charges, separate transfers, graphic assessments and global research functions through all accounts, extracts, orders and the address book.

https://www.youtube.com/watch?v=k-fbyirzmqg

In addition, the software supports HBCI procedures Using the DDV chip card (Ctapi or PC/SC), key files, as well as Pin/Tan (including chiptan and smstan).

Tipp: A list of all tested cards readers is available in the manufacturer’s official Wiki.

In order to use the hibiscus, you have to In advance Java and Jameiica as framework install. Online software is therefore simply integrated there as a plug -in and is ready for use after a restart.

3. Moneyplex: The sow the flat wool milk with egg

Matrica monyplex is A multi-bag financial software with which you can manage all the lap and during the night, savings books, deposits, credit cards and contracts of the construction company. In addition to the classic online banking (e.g. transfers, direct charges, permanent orders or transfer of appointments), the range of services also includes conversion and division reservations, various alarm and budget functions, an administrative option for online purchases and sales via PayPal, as well as the automatic conversion of the amounts in foreign currencies.

Good to know: Moneylex supports the accounts of the construction company, but unfortunately it is limited to LBS. The daily and time storage accounts are not supported by the program.

In addition, MoneyPlex also offers various filter functions, an integration option for DKB-VISA accounts and a Datev interface support. With the help of multi-trial mode, you can select multiple payments simultaneously and change if necessary. In addition, corresponding booking models can be created for recurring payments. The statements of the electronic account memorize the software optionally in a database From or stored in any directory on the hard drive.

There is currently an unlimited individual license for MoneyPlex at the price of 59.90 euros. Updates and updates are deleted with the appearance of a new version of the program (usually after a year or two).

4. Acemoney Lite: Digital Asset Manager

With the free Acemoney Lite account manager, you can accurately manage all your resources on the penny and plan your inputs and expenses in advance. The software combines the functions of the online banking tool and the domestic book And according to the manufacturer, it is also suitable for accounting for smaller companies. Book and produce in more than 100 default categories and set up a maximum budget for them. Acemoney Lite also brings an integrated currency calculator, an alarm function for imminent payments, a credit program and large statistics work with diagrams.

https://www.youtube.com/watch?v=qtox4cc_he8

But that’s not all: Acemoney Lite deals with several bank accounts, transfers and book invoices. In addition, the small financial assistant also supports credit cards and checks, calculates interest on loan accounts and even keeps an eye on your deposit of securities. Thanks to password protection, it also ensures that no unauthorized person can access your data. Acemoney Lite is available for Windows and MacOS. With the freeware version you can only manage an account. If you need more, an update to the paid version is required.

https://www.youtube.com/watch?v=87cc2muc2zu

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